52 Best Travel Quotes of All Time

travel quotes for inspiration
52 Travel quotes for inspiration

Here are 52 of the best inspirational travel quotes ever – so far as I’m concerned .

You can use these memorable quotes from famous travelers to kickstart your own journeys and adventures.

I find these travel quotes inspirational because they address the question of “why travel?” They’re a reminder of why travel is important.

They also remind me that all I’ve seen and done on the road these last 2 years, all the awe and wonder and raw emotion I’ve felt – that this is something every person can relate to.

So with no further ado, my favorite travel quotes, coupled with some beautiful images from the road.

May they inspire you to make travel a priority in your life and to explore the new, the exciting, and the unknown.

Inspirational Travel Quotes (2015)

#1. “A journey is best measured in friends, rather than miles.” – Tim Cahill

#2. “A journey of a thousand miles must begin with a single step.” – Lao Tzu

#3. “A mind that is stretched by a new experience can never go back to its old dimensions.” – Oliver Wendell Holmes

#4. “A ship in harbor is safe, but that is not what ships are built for” – John A. Shedd

#5. “Adventure is a path. Real adventure – self-determined, self-motivated, often risky – forces you to have firsthand encounters with the world. The world the way it is, not the way you imagine it. Your body will collide with the earth and you will bear witness. In this way you will be compelled to grapple with the limitless kindness and bottomless cruelty of humankind – and perhaps realize that you yourself are capable of both. This will change you. Nothing will ever again be black-and-white.” – Mark Jenkins


#6. “Adventure is worthwhile.” – Aesop

#7. “Broad, wholesome, charitable views of men and things cannot be acquired by vegetating in one little corner of the earth all of one’s lifetime.” – Mark Twain

#8. “Certainly, travel is more than the seeing of sights; it is a change that goes on, deep and permanent, in the ideas of living.” – Miriam Beard

#9. “He who has seen one cathedral ten times has seen something; he who has seen ten cathedrals once has seen but little; and he who has spent half an hour in each of a hundred cathedrals has seen nothing at all.” – Sinclair Lewis

#10. “I am a passionate traveler, and from the time I was a child, travel formed me as much as my formal education.” – David Rockefeller

#11. “I have wandered all my life, and I have also traveled; the difference between the two being this, that we wander for distraction, but we travel for fulfillment.” – Hilaire Belloc

#12. “I haven’t been everywhere, but it’s on my list.” – Susan Sontag

#13. “I see my path, but I don’t know where it leads. Not knowing where I’m going is what inspires me to travel it.” – Rosalia de Castro

#14. “I soon realized that no journey carries one far unless, as it extends into the world around us, it goes an equal distance into the world within.” – Lillian Smith

#15. “I travel a lot; I hate having my life disrupted by routine.” – Caskie Stinnett

steve mcqueen travel quote

#16. “I’d rather wake up in the middle of nowhere than in any city on earth.” – Steve McQueen

#17. “If you reject the food, ignore the customs, fear the religion and avoid the people, you might better stay home.” – James Michener

#18. “If you wish to travel far and fast, travel light. Take off all your envies, jealousies, unforgiveness, selfishness and fears.” – Cesare Pavese

#19. “In both business and personal life, I’ve always found that travel inspires me more than anything else I do. Evidence of the languages, cultures, scenery, food, and design sensibilities that I discover all over the world can be found in every piece of my jewelry.” – Ivanka Trump

#20. “It’s a magical world, Hobbes, ol’ buddy…Let’s go exploring!” — Calvin from Calvin and Hobbes

#21. “Just to travel is rather boring, but to travel with a purpose is educational and exciting.” – Sargent Shriver

#22. “Life begins at the end of your comfort zone.” – Neale Donald Walsch

helen keller travel quote

#23. “Life is either a daring adventure or nothing.” – Helen Keller

#24. “Like all great travelers, I have seen more than I remember, and remember more than I have seen.” – Benjamin Disraeli

#25. “Man cannot discover new oceans unless he has the courage to lose sight of the shore.” – Andre Gide

#26. “My country is the world, and my religion is to do good.” — Thomas Paine

#27. “No matter where you go, there you are.” – Buckaroo Banzi

#28. “No place is ever as bad as they tell you it’s going to be.” – Chuck Thompson

#29. “Nobody can discover the world for somebody else. Only when we discover it for ourselves does it become common ground and a common bond and we cease to be alone.” – Wendell Berry

#30. “Oh the places you’ll go.” – Dr. Seuss

#31. “Once a year, go someplace you’ve never been before.” – Dalai Lama

Alan Knightly inspiring quote

#32. “Once in a while it really hits people that they don’t have to experience the world in the way they have been told to.” – Alan Keightley

#33. “One’s destination is never a place, but a new way of seeing things.” – Henry Miller

#34. “Our happiest moments as tourists always seem to come when we stumble upon one thing while in pursuit of something else.” – Lawrence Block

#35. “People don’t take trips, trips take people.” – John Steinbeck

#36. “People travel to faraway places to watch, in fascination, the kind of people they ignore at home.” – Dagobert D. Runes

#37. “People who don’t travel cannot have a global view, all they see is what’s in front of them. Those people cannot accept new things because all they know is where they live.” – Martin Yan

#38. “Perhaps travel cannot prevent bigotry, but by demonstrating that all peoples cry, laugh, eat, worry, and die, it can introduce the idea that if we try and understand each other, we may even become friends.” – Maya Angelou

#39. “Thanks to the Interstate Highway System, it is now possible to travel across the country from coast to coast without seeing anything.” – Charles Kuralt

#40. “The commonsense rules of the “real world” are a fragile collection of socially reinforced illusions.” — Timothy Ferriss

Shirley MacLaine travel quote

#41. “The more I traveled the more I realized that fear makes strangers of people who should be friends.” – Shirley MacLaine

#42. “The traveler was active; he went strenuously in search of people, of adventure, of experience. The tourist is passive; he expects interesting things to happen to him. He goes”sight-seeing.” – Daniel J. Boorstin

#43. “The world is a book, and those who do not travel read only one page.” – Saint Augustine

#44. “Time is the coin of your life. It is the only coin you have, and only you can determine how it will be spent. Be careful lest you let other people spend it for you.” — Carl Sandburg

#45. “To many people holidays are not voyages of discovery, but a ritual of reassurance.” – Philip Andrew Adams

#46. “To travel is to discover that everyone is wrong about other countries.” – Aldous Huxley

#47. “Travel is fatal to prejudice, bigotry, and narrow-mindedness.” – Mark Twain

#48. “Travel is the only thing you buy that makes you richer.” – Anonymous

#49. “Twenty years from now you will be more disappointed by the things you didn’t do than by the ones you did do.” – Mark Twain

#50. “When overseas you learn more about your own country, than you do the place you’re visiting.” – Clint Borgen

#51. “You don’t have to be rich to travel well.” – Eugene Fordor

Steve Jobs inspiring lifestyle quote

#52. “Your time is limited, so don’t waste it living someone else’s life. Don’t be trapped by dogma – which is living with the results of other people’s thinking. Don’t let the noise of other’s opinions drown out your own inner voice. And most important, have the courage to follow your heart and intuition. They somehow already know what you truly want to become. Everything else is secondary.” – Steve Jobs

That’s the list! I hope you found it inspiring. If you’re ready to take the next step planning your travels, I’d recommend checking out my travel resources page and my epic travel guide: How To Travel The World On Any Budget, which will show you how to travel longer, cheaper, farther, and better!

What’s your favorite quote? Share it in the comments below.


Photo credits: Ludovico;  Julius; Moyan; RichardU.S. Army; Mikep; Bernhard

The $1 Million Charity Water Challenge

charity water“It always seems impossible until it’s done.” – Nelson Mandela

What would you do with a million dollars?

For me, the answer has never been about buying expensive and/or flashy toys.

For me, what I do with money is more or less what I try to do with every resource at my disposal:

Maximum impact.

Like a large segment of the developed world, I would very much like to make a million dollars.

So I can give it away.

I, alone, have very little chance of performing such a feat. Very few of us can. But together, it’s a completely different story. Together, we have so much power to change the world if we would only coordinate our resources.

So one of my current projects is the creation of just such a platform:

Following in the footsteps of such popular sites like TinyBuddha, DumbLittleMan, PickTheBrain, Addicted2Success, MindBodyGreen, all of which get multiple millions of visitors every month, my website: CrackingTheHappinessCode.com, is going to be open for community writers to contribute to.

With proper positioning and promotion, this website could join the ranks of the aforementioned sites.

With one crucial twist:

From the ad spaces on this site the revenue will go directly to charity.

Charity Water

uganda6In trying to pick a charity that aligns with my values as well as having the maximum impact possible, I’ve found Charity:Water to be a very fitting candidate.

I’ve only begun my travels of our blue-green sphere we all call home, and I’ve seen the amazing progress a country like Thailand has made over the last 2 decades, and how sister nation Cambodia has yet to take these same steps. Clean water is just one of the many issues facing modern Cambodians.

In total, nearly 1 billion people worldwide lack clean water. This is far more than just a health issue. If we want to give those in need a hand up: education, work, women’s rights – then water is a perfect place for investment.

And it really is an investment. For every $1 invested in improved water access and sanitation can yield up to $12 in economic returns.

Here’s how, according to Tim Ferriss, who did a water fundraising drive for his 36th birthday:

In Africa alone, people spend 40 billion hours every year (e.g. the entire annual workforce of France!) walking for water. Women and children usually bear the burden of water collection, walking for miles to the nearest source. The solution? Installing simple water wells for clean water in strategically close locations.

Children can then spend more time in classrooms learning, and women can contribute to their communities with their minds instead of carrying jerry cans most of the day.

Clean water creates more capable problem solvers in places with persistent problems. If you want to empower people instead of doling out aid indefinitely, this is a powerful starting point.

If the altruistic aspect wasn’t enough, just consider: As a result of our collective action there will one day be millions of additional scientists, doctors, professors, and engineers bringing their collective intellect to bear on the challenges facing our world today and tomorrow.

So, now the question is how to raise funds. For that we’ll start by looking at a popular advice website that also makes decent coin.

Case Study: DumbLittleMan.com


The popular advice DumbLittleMan.com gets over 2 million monthy viewers, making it the perfect case study for our little experiment.

2 monthly visitors is a fair bit – but how much ad revenue could this actually generate?

Now, there are a ridiculous number of options for monetizing a website, but DLM has opted for pay-per-view advertising. That is, advertisers will pay a set rate for every 1000 people to visit the site and therefore see their ad.

Using the service buysellads.com, this is the breakdown of ad space and price:


It’s important to note that advertisers aren’t paying for the entire 2 million views, but a portion of them, and their ads will rotate amongst one another.

I can’t say whether or not all the ad space has been spoken for, but this at the very least will allow us to calculate a maximum possible revenue from this income source.

2 million views x ($2.99 + $1.99 + $1.99)/1000* = $13,940.00

*(remember, we must divide by 1000, as the price is per 1000 views)

$13,940 per month is some serious coin.

“But wait” I hear some doubters say, “That’s nowhere near a million bucks. What gives?”

No, it’s not, but such an income would total $1 million after a mere 6 years.

And remember, the million dollar mark is arbitrary, I choose it because it still has sex appeal and therefore could garner the interest of people. The important thing is that we’re helping real people who have no or limited access to water.

The charitywater.org website claims that “Just $30 can provide clean water for one person” – let’s see what that means concretely:

$13940/$30 = 464 people per month. That’s enormous.

And yes, I realize there are expenses for website hosting and that ads probably don’t get 100% sold out. But we’re looking at potential here. And this has a ton of potential. Even if the income was 50% of what it is, in terms of helping other people it seems to still be worth it, yeah?

But there’s a second option I’d like to layer on top of this one.

Case Study 2: TinyBuddha – A Community Book

tb book amazon In 2013 Lori Deschene of TinyBuddha colleted 40 stories from her website’s guest coontributors and turned them into the book: Tiny Buddha’s Guide to Loving Yourself – 40 Ways to Transform Your Inner Critic and Your Life.

Now, I can’t make income projections for this as the only data I have access to are the 56 customer reviews.

However, TinyBuddha has an even larger audience than DumbLittleMan and this has likely earned significant revenues since it’s time of publication.

Of course, Cracking is a significantly far way off from 4 million or so monthly visitors. But this is exactly why creating a book in the same style is a good idea.

Basic psychology dictates that we care about things we put work into – just look at the world famous example of Betty Crocker cake mix.

As recounted by Psychology Today, in the 1950s, General Mills released a new line of instant cake products under their Betty Crocker brand. Sales were abysmal. According to their research, this was because housewives felt guilty about not working hard enough in the kitchen.

So General Mills made the product less convenient, made household bakers everywhere add an egg on their own, and relaunched the line with huge success.

By creating a community-generated product, it will help increase the number of people who want to see the project succeed and will be willing to promote it.

Because let’s face it. This is an excellent idea. No thinking person would suggest that providing clean water for a billion of the world’s poorest is anything but.

The difficult part is overcoming the inertia and apathy we as a society have when it comes to social change.

And I am no way exempt from this. Up until I started this project, my net contributin to soial change has been pretty much zero (I volunteered at an event for victims of the 1994 Rwandan genocide, but that’s the entire list).

We need to reach what Malcolm Gladwell calls “the tipping point” – the point at which an idea has enough mind share within a population to catch on.

Blogs and social media are a ripe opportunity to do this. But we need traction for the idea to catch and spread like a mind virus – of the positive variety. Like the way we can’t help but share videos of kitties and puppies playing together.

I’ve already started gathering content for this, so if you’re a writer and want to be published beside some living legends like Harleena Singh from Aha-now or Henri Junttila from WakeUpCloud then you’d better check out the writing guidelines here and submit your entry.

So, we’re off to a good start. Let’s look at one last example, of someone who has “been there, done that.”

Case Study 3: Tim Ferriss

c waterIn 2013 Tim Ferriss raised $107,292 in a Charity: Water campaign for his 36th birthday.

Now, this is a slightly different setup, as a fundraising campaign through Charity: Water directly has a 90 day time limit.

In 90 days our idealized DumbLittleMan scenario would make about $40,000. A healthy sum, but let’s face it, Tim crushed that number with his campaign.

Obviously, Tim has a lot of supporters and followers and was able to mobilize a ton of people to make this happen. He also added in a “bribe” of his own by offering a free round-the-world flight to one lucky supporter of the campaign.

So while I don’t have the coin or connections to offer such a prize, the way I look at this is that we only need 10 Tim Ferrisses in order to raise a million bucks.

Here’s what we could do:

Reach out to a bunch of people with a TF caliber of public support and get them behind the project. Doing good is sexy, and if a bunch of heavy-hitters know they’ll be surrounded with other heavy hitters (not risk their reputation, show “social proof” that the idea is good etc), they’re more likely to take part.

Have all these people provide 1 digital “bribe” for any person who donates. An ebook, interview, whatever. Some sort of premium content that can be hosted for free or cheap and downloaded.

As Derek Halpurn of Social Triggers has said, only offer the highest quality material in an offer. I’ve seen other initiatives that offer something like 150 ebooks at some crazy low price, but this dilutes the value of the best bits of those 150.

Then, to be super badass, we can outreach to 100s of others who have smaller but still significant followings. They could get a unique landing page (where they send their followers and nobody else sees) where they add their bonus/bribe to the offers of the A-listers, both preventing the A-listers offers from being diluted by 100s of other offers and giving these other indivuals a chance to be right along side the cream of the crop.

That is – incentive to participate and promote.

I can see this taking place after the first 2 case study examples have been implemented. Traction is difficult enough to get as it is. But with these first items of business in place, we can show some of the internet’s top influencers that this is an idea with traction, support, and has already gotten results.

How You Can Make A Difference

The second part of this campaign will take some putting together before it’s able to launch with impact, but the first part is effective immediately. I’ve never given $1 million away before, so some of these details will change as the project evolves. So far there are 5 ways to get involved:

    • Write an advice article for CTHC (click for details)
    • Share this page on social media
    • Follow CrackingTheHappinessCode
    • If you have an ebook or other download that you’d like to make available to donators, or want to otherwise be involved, contact me.
    • Link to this page from your blog!
    • Sign up for email updates to keep in touch


In the midst of a million blandtastic list posts reminding us to “stop caring what other people think” and that “you can do anything” that get a billion shares on social media but do nothing to actually change the state of the world, I’m here to challenge you to action.

Water changes everything. And we can change water:

Leave a comment with your thoughts, I’d love to hear them.

The Real Reason You Should Be Blogging

Having experienced the highs and the lows of backpacking around Europe and Asia and living in 3 different countries these last 2 years, I am not easily shocked.

But it never ceases to amaze me the number of blogs trying to get people to pay for blogging advice.

With a premise that, if successful, their blog could pay for something like unlimited world travel.

The personalities are always different, but the line is always a variation of:

Does the idea of unlimited travel, freedom, the ability to work as much or little as you want, and follow your passion sound good to you?

Then have I got an offer for you!

Blogging for Dollars™

The internet’s billion-dollar secret.

And what’s more – it’s easy.

Just a click click here and a click click here. Several mashes of the keyboard with your palm, fist, or forehead (hey, we’re artists now!) and BOOM. Internet monies directly into your laptop!

To which I think, “Shit. If only I’d have thought of that, I could be traveling the world right now. Oh wait…”

And then I feel sad.

You know why I feel sad?

Because this idea is soooo prevalent that it’s actively preventing perfectly capable folks from actually getting out there and doing whatever it is their dream is.

I get it, we live in money-culture. But we’ve been collectively brainwashed into thinking that we are powerless without money.

So instead of doing something important, like writing our book, traveling the world, or installing solar panels in Uganda, we search for ways to make some extra cash (with which to fund our book writing, travel, or solar related adventures).

In the past, we could always rely on a good pyramid scheme or Nigerian prince to come to our rescue. Today these are far more rare.

Today, blogging has a sexiness factor that most Nigerian princes can only dream of. In fact, rumor has it that several Nigerian princes have changed their business card to say “pro blogger” in stead of their stately titles.

The Truth About Blogging For Dollars

In this wild and rapidly changing world we live in, there are only a handful of recommendations I can wholeheartedly stand by: Vaccinate your children. Be kind to animals. Don’t blog to make money.

Over 150 million people are trying that and practically everyone is failing miserably at it. It’s got about the same success rate as working for a pyramid scheme multi-level-marketing company. Shameful, right?

I’m not saying you can’t do it, but…

No, scratch that. I’m saying you can’t.

Don’t take that as an insult. It has almost nothing to do with ability or determination, but rather mathematical fact.

There is a finite amount of attention and money to be spread around the blogosphere (or MLMsphere, or any other money making spheres) and it’s far from being evenly distributed.

Kind of like hanging our hopes and dreams on becoming a football superstar is – for well over 99% of the population – delusional. So is a dream of blogging stardom.

Now, a lot of my collegues in the blogging world will take issue with my negative attitude cool rationality.

But I think if we each had truly unlimited potential, then we’re the biggest group of underachievers conceivable. Unstoppable power — and about 1 billion of us without clean water to drink? You need to travel more if you believe this nonsense.

No, I rather think we’re a wonderfully limited little species that’s doing a pretty fine job, all things considered.

I’m not here to be a downer, I’m here to show you how things really work and empower you to do something that will work for you instead of for the people most interested in the contents of your wallet.

I make my money in the real world. I blog to change it.

And just to be clear that my motivations aren’t more “pure” than people who blog for money, I decidedly want the prestigue and sense of importance that’ll come with making an impact for a large group of people. It just so happens that this drives me harder than the ability to buy fancy toys does.

To each their own.

But this gives me an advantage – I don’t have to care if this site makes a dime, so I can dish the straight truth – in so far as I can see it.

Our Limitations, And Where Our Power Truly Lies

A strange taboo has developed in the advice world – in that we’re no longer allowed to accept some fundamental realities about individual limitations.

This has, unfortunately, cost the good-intentioned public millions of hours and billions of dollars chasing after the golden unicorn of easy internet billions.

Might as well buy a lottery ticket. (Please, don’t do that.)

Books like the 4 Hour Work Week and Rich Dad, Poor Dad continue to sell the dream. It’s become an ingrained part of the culture at this point that a conventional job just ain’t good enough.

While I don’t completely disagree with this (I love 4HWW, even though I doubt Tim has worked a 4 hour week in his life.) – I’ve never had a real career and now have been traveling for the last year and a half – this modern zeitgeist is predicated on the logical flaw that we need to make a lot of money from a personal business in order to achieve this dream of fulfillment, freedom, or whatever particular fantasy we favor.

There are a ton of people taking advantage of this. I remember seeing an interview about a guy who moved to Thailand and then made a living teaching people how to quit their jobs and start a successful business, maybe even move to Thailand…

Am I the only one that finds this logic fucked right the hell up?

If not, please, buy my $1000 info product. Before the price goes up. Pretty please?

Here’s the problem:

All of us are subject to a mental bias called: “Illusory superiority or the Lake Wobegone effect, so called after a fictional town created by broadcaster Garrison Keillor where, “all the women are strong, all the men are good looking, and all the children are above average.”

This bias shows that people, in general, overestimate their abilities relative to others, whether it’s driving ability, IQ, leadership skills, or chances of surviving a deadly illness – people, as a general rule, think they’re the exception and not the norm.

This of course, is impossible.

So when a guru peddels their miracle money making advice – even the well meaning ones – we’re inclined to think that even if it’s an unlikely opportunity, we of all people could make it work.

But the problem isn’t just one of talent, it’s of math.

There’s a limit pool of attention/time/money that’s distributed between every blog and business. And most of it’s already accounted for by established players.

So what to do?

I’ll tell you what most people do. Most people try to be the statistical exception – the equivalent of winning an Olympic gold medal, and waste an inordinate amount of time and money doing so. A small few succeed, which only helps perpetuate the system by providing “inspiration” to the masses that didn’t have the right combo of timing, skill, and luck.

Oh yeah, in one of his books (forget which one, I’ve read a ton), Richard Branson gives luck as one of his 3 key elements to success. You know, the guy pioneering space tourism. So this isn’t just me ranting, I’ve got the coolest mega-billionaire in my corner.

Other people give up. This is only slightly less depressing than wasting decades in futility.

Finally, a tiny group of people give the finger to all the hocus pocus going on and start living their dreams and creating their most beautiful work for the world now.

This is the group I aspire to be in. And every day I’m getting closer.

You don’t need my permission, but I’m going to give it anyway since the vast majority of the messages we receive are of a contradictory variety:

You don’t have to make a single dime from your passion, your talent, or your dream.

You do, however, have to start living it.

You have to stop spending your free time and energy on entertainment, and start investing it in what you do best and/or love most.

  • Do it to change the world, do it to leave a legacy, do it just because it fills you with a sense of euphoria.
  • Do it. Because nobody lays on their deathbed and thinks about all the wonderful stuff they bought.
  • Do it. Because Call Me Maybe is far from the pinnacle of human musical achievement. Because our airways deserve better.
  • Do it to help emancipate others from the fear and doubt they have about stepping outside the lines and doing something extraordinary.

That’s a rebellion worth starting and one worth fighting for.

And that’s why you need to be blogging.

Because we desperately need more people who are showing off their crazy, chaotic, creative lives and lifestyles and not just feeding into the “make money online and solve all your problems” propoganda machine.

Change isn’t easy. It isn’t quick. It’s a slow, ardous struggle that requires massive time, energy, and committment.

And the first things that change are our ideas and attitudes.

For that to happpen, we need volume! As the Asch Conformity Experiments and others have shown, we will change our minds and our behavior for better or worse with a sufficient volume of external pressure.

In this case we’re talking positive peer pressure at it’s finest.

Consider for example that in between monolithic construction projects, the United Arab Emirates first gave women the vote in 2006. As crazy as that sounds, just imagine how things would be different had they not had the rest of the globe (minus Saudi Arabia) to look over at as an example.

Every voice on the side of human emancipation and progress counts.

Freedom of expression and creation are a part of that.

Add yours to it.

Reading this next: The $1 Million Charity Water Challenge: Changing the World, One Blog Post At a Time

101 Famous Success Quotes To Inspire Greatness

successSuccess comes in as many shapes and varieties as there are people. Indeed, while all of us have the same basic needs, success is in the eye of the beholder.

In our journey, sometimes we need a burst of inspiration or wisdom from the outside world to put us back on track.

One of the most miraculous inventions of all time – writing – has enabled us to preserve the wisdom of great minds through the centuries. This can provide the spark to reignite that fire inside us, so we can go on to create our best work for the world.

What follows is a list of 101 of the most famous success quotes of all time to help inspire the greatness you hold within.

However, reading this list is not the goal. Don’t let the search of motivation become a form of procrastination! Take this list, and use it to inspire action.

Empowering yourself is the name of the game.

So without further ado, the top 101:

1) “Some of the world’s greatest feats were accomplished by people [who were] not smart enough to know they were impossible” – Doug Larson, American columnist and editor.

We have all encountered that one individual who doesn’t know the meaning of impossible.  Yet when they were told something was unachievable, they still accomplished it.  When someone tells you that you cannot do something, or that your goals are unachievable, refuse to listen to that person and move forward.


2) “What you are afraid to do is a clear indicator of the next thing you need to do.” – Anthony Robbins, American life coach, motivational speaker, and self-help author.

Don’t let your doubts undermine your determination to achieving success.  Whenever, the circumstances or events in everyday life discourage you, think back to a similar experience that you overcame in the past.  Remember how you overcame those doubts and obstacles, and then apply what you learned to your current situation.


3) “Our limitations and success will be based, most often, on your own expectations for ourselves. What the mind dwells upon, the body acts upon.” – Denis Waitley, American best-selling author, consultant, motivational speaker, and US Naval Academy graduate.

Base your goals on your expectations.  They should be challenging, yet realistic.  Dwelling on the negative or procrastinating is the easiest way to destroy your motivation and get stuck in a rut that you cannot climb out of.  The higher the expectations you set for yourself, the straighter your path to success will be.


4) “Other people may not have had high expectations for me… but I had high expectations for myself.” – Shannon Miller, former artistic gymnast and 1996 Summer Olympics balance beam gold medalist.

It doesn’t matter how people see you or what they think of you.  What matters most are the expectations you set for yourself as well as how you go about achieving your goals by never setting any limitations on your capabilities.  With dedication, desire, and determination, you can achieve success.


5) “The major reason for setting a goal is for what it makes of you to accomplish it. What it makes of you will always be the far greater value than what you get.” – Jim Rohn, American author, entrepreneur, and motivational speaker.

Highlighted in Mr. Rohn’s 1991 book, “Five Major Pieces to the Life Puzzle”, these 5 “puzzle parts” are the components of success:

  • Action (what you do)
  • Attitude (how you feel)
  • Lifestyle (how you use the other 4 components to make a life for yourself)
  • Philosophy (how you think)
  • Results (the measure of your successes)


6) “There is one quality which one must possess to win, and that is definiteness of purpose, the knowledge of what one wants, and a burning desire to possess it.” – Napoleon Hill, American author, journalist, and lecturer.

Achieving success is oftentimes based on three key elements – a dedication to your goals, the desire to achieve them, and the determination to let nothing stop you.  Stay focused on your personal beliefs and the role that they play in achieving your successes.  It may be difficult, but it is doable.


7) “The people who get on in this world are the people who get up and look for the circumstances they want and if they can’t find them, make them.” – George Bernard Shaw, Irish critic, playwright, and political activist.

In so many words, a successful individual is the person who is driven by the opportunities they find in life and how they create their personal successes from them.  However, when those opportunities are clouded by self-doubt or are unclear, the successful person knows how to create those needed to achieve that success.


8) “The pessimist sees difficulty in every opportunity. The optimist sees the opportunity in every difficulty.” – Sir Winston Churchill, former UK Prime Minister (1940 to 1945 and 1951 to 1955).

Our lives are filled with challenges.  A positive attitude enables us to overcome the most difficult of obstacles along the path to success and realize that negativity is destructive.  When we are pessimistic, we see the glass that is half empty.  However, when we transform pessimism into optimism, we quickly realize the glass is half full.


9) “While one person hesitates because he feels inferior, another is busy making mistakes and becoming superior.” – Henry C. Link, author.

Most of us are aware of how the lessons we learn in life are oftentimes attributed to the mistakes we make along the way.  The same can be said for achieving success and how feeling inferior can undermine our endeavors.  We become superior by making mistakes and learning from them.


Geoff Gaberino10) “The real contest is always between what you’ve done and what you’re capable of doing. You measure yourself against yourself and nobody else.” – Geoffrey Gaberino, American competitive swimmer and former gold medalist.

We are oftentimes the victims of the limits we impose upon ourselves.  While we are compelled to achieve more, we set these limits based on what others tell us as if they were the only goals we are capable of achieving.  Once you realize that you are capable of doing more, you will.


11) Three people were at work on a construction site. All were doing the same job, but when each was asked what the job was, the answers varied. “Breaking rocks,” the first replied. “Earning my living,” the second said. “Helping to build a cathedral,” said the third.” – Peter Schultz, American author and investment expert.

The message here is that one should never overlook or underestimate the significance of even the minutest of details or tasks that we must perform in order to be successful.  When performed in combination with the other details and tasks involved, they help us to the goal, i.e. the bigger picture.


12) Identify your problems but give your power and energy to solutions.” – Anthony Robbins, American life coach, motivational speaker, and self-help author.

The failure to succeed is oftentimes attributed to our inability to allocate the most energy to achieving a solution to the problem.  We spend far too much time and energy identifying the problem and overanalyzing it when in reality, the greatest percentage of those efforts should be applied to developing a solution and implementing it.


13) “If you always do what you’ve always done, you’ll always get what you’ve always got.” – Henry Ford, American founder of the Ford Motor Company.

The road to failure is paved with repetition, the repetition of doing the same thing over and over again while expecting a better outcome every time.  Granted, success involves a certain element of risk, but if you have any hope of achieving it, you have to take those risks and run with it.


14) “A successful man is one who can lay a firm foundation with the bricks others have thrown at him.” – David Brinkley, American newscaster (1943 to 1997).

Sometimes, great successes originate from the rubble of ideas that were left behind by failed endeavors.  The diversity of mankind is found in our attitudes, lifestyles, and thoughts.  This is the fabric of our uniqueness.  Yet it is our ability to stay focused and motivated that ultimately leads to success.


15) “The difference between a successful person and others is not a lack of strength, not a lack of knowledge, but rather a lack of will.” – Vince Lombardi, legendary American football coach, former player, and executive.

At times, it seems that the path to success is a rough road paved with disappointments and turbulence.  Not only does it require a great deal of effort and knowledge, the journey can drain every ounce of your energy.  The person with the strongest will to succeed usually does.


16) “The more you lose yourself in something bigger than yourself, the more energy you will have.” – Norman Vincent Peale, American author and minister.

The larger the size of the goal, the more effort you will have to expend to achieve it.  Anything worth achieving is worth the energy it takes to accomplish it.  In essence, you will have more energy to use if the road to success is longer and the reward is greater.


17) “Too many of us are not living our dreams because we are living our fears.” – Les Brown, former host of The Les Brown Show, former Ohio politician, motivational speaker, and popular author.

Our fear of failing is the great de-motivator in our lives.  Not only do insecurity and the lack of self-confidence prevent us from accomplishing our goals, it almost guarantees that you will have no chance of ever being successful.  You have to overcome your fears of failure in order take the necessary steps towards success.


18) “A real entrepreneur is somebody who has no safety net underneath them.” – Henry Kravis, American businessman and co-founder of Kohlberg Kravis Roberts & Co.

You cannot achieve success without taking certain risks along the way.  It follows then that if you do not take risks because you are afraid of failing, you will not achieve your goals and the rewards that they bring.  Safety nets are for trapeze artists, not for entrepreneurs who have the drive to succeed.


19) “If you want to achieve excellence, you can get there today. As of this second, quit doing less-than-excellent work.” – Thomas J. Watson, American businessman and former chairman and CEO of IBM.

Individual excellence is oftentimes measured by the results of their efforts.  This is especially true when it comes to achieving success in your life.  Below average efforts typically yield below average results.  If you want to realize your dreams and reap the rewards, it requires a superior effort without limitations.


20) “Every great dream begins with a dreamer. Always remember, you have within you the strength, the patience, and the passion to reach for the stars to change the world.” – Harriet Tubman, African-American abolitionist, Civil War spy for the Union Army, and humanitarian.

The foundation upon which we build our successes is strengthened by our expectations and not placing any limitations on them.  Goals should always be challenging yet realistic.  Realizing your dreams and being successful requires inner strength as well as a great deal of passion and patience so that you achieve your goals.


edison21) “Opportunity is missed by most people because it is dressed in overalls and looks like work.” – Thomas Edison, American businessman and inventor.

Although it would appear that Edison was a proponent of hard work that this was required in order to be successful, it goes beyond that.  It’s not so much a matter of working harder, it means that accomplishing your goals requires that you do hard work in order to reap the rewards of your efforts.


22) “Going into business for yourself, becoming an entrepreneur, is the modern-day equivalent of pioneering on the old frontier.” – Paula Nelson.

Starting up your own business is similar to entering and exploring unchartered territory.  You have no idea what’s out there, but you charge ahead anyway.  The difference between failure and success in your endeavor is that you cannot be afraid of the difficulties and obstacles that you encounter as you journey towards success.


23) “Develop success from failures. Discouragement and failure are two of the surest stepping stones to success.” – Dale Carnegie, lecturer and writer.

Successful individuals learn from their past mistakes by not repeating them and applying that knowledge in order to take one step closer to achieving their goals.  Instead of giving up because you have failed, get back up, brush yourself off, and start over.  Build your path to success from your experiences.


24) “Every day I get up and look through the Forbes list of the richest people in America. If I’m not there, I go to work.” – Vinnie Rege, Howard Community College professor.

No one ever achieved success by taking a break from their endeavors.  It takes hard work and persistence to reap the bigger rewards in life.  Success comes from a combination of dedicating yourself to achieving your goals, desiring the rewards that success provides, and a strong determination to persevere.


25) “I’ve been blessed to find people who are smarter than I am, and they help me to execute the vision I have.” – Russell Simmons, American business magnate.

While being successful requires a certain amount of intelligence, you have a better chance to achieve your goals by surrounding yourself with the right people.  Some of the bigger achievers will tell you that in order to be successful, you have to surround yourself with intelligent people who are smarter than you.


26) “Logic will get you from A to B. Imagination will take you everywhere.” – Albert Einstein, German philosopher of science and theoretical physicist.

Granted, logic does play a role in a person’s ability to succeed.  However, turning your dreams into reality requires a great deal of creativity at times.  In order to experience extraordinary results, you have to employ extraordinary techniques and be daring enough to try what others would normally shy away from.


27) “Success is walking from failure to failure with no loss of enthusiasm.” – Sir Winston Churchill, former UK Prime Minister (1940 to 1945 and 1951 to 1955).

The road to success is oftentimes paved with numerous failures.  It is how we react to those failures that determine our chances of being successful.  More importantly, you have to proceed with as much or more enthusiasm than you had prior to failing.  Enthusiasm is driven by determination and a positive attitude.


28) “In order to succeed, your desire for success should be greater than your fear of failure.” – Bill Cosby, American actor, author, comedian, educator, and TV producer.

In most cases, we see the fear of failing as the undermining force that prevents so many of us from achieving our goals and being successful.  However, in those rare instances where a person succeeds in their endeavors, they did so because they were not afraid to fail along the way.


29) “Success is to be measured not so much by the position one has reached in life as by the obstacles which he has overcome.” – Booker T. Washington, African-American author, educator, and orator.

No two individuals are ever alike where their ideas and mindset regarding success are concerned.  It’s not how high you can climb up the ladder to success that matters.  For all intents and purposes, it is the number of rungs they had to climb in order to reach their goals.


30) “The size of your success is measured by the strength of your desire; the size of your dream; and how you handle disappointment along the way.” – Robert Kiyosaki, American businessman, financial commentator, financial literacy activist, investor, motivational speaker, and self-help author.

There is more to achieving success than just having the dedication, desire, and determination to do so.  If you dream, dream big.  Realize that there will be disappointments and failures along the way.  It is the way you react to disappointment and overcome those failures that will put you back on track.


31) “Success depends upon previous preparation, and without such preparation, there is sure to be failure.” – Confucius, Chinese philosopher, politician, and teacher.

Another version of this message is that if you fail to plan, you are planning to fail.  Proper preparation involves sound planning and outlining your path to success.  It’s about what you need to do in order to prepare for the journey towards success that is of the utmost importance.


Abraham_Lincoln_November_186332) “Always bear in mind that your own resolution to succeed is more important than any other.” – Abraham Lincoln, 16th US President.

We go through life, making many personal resolutions along the way.  But know this.  The resolve to succeed in every endeavor is what matters most.  Of all the resolutions you make in your life, never lose sight of the importance of success.  Make success your #1 priority and you will achieve it.


33) “You don’t have to be a genius or a visionary or even a college graduate to be successful.  You just need a framework and a dream.” – Michael Dell, American business magnate, founder and CEO of Dell, Inc.

Some of the most successful businesspeople in history lacked college educations.  But despite the fact that they were somewhat uneducated they found a way to achieve their goals in life and reap the rewards of success.  Their path to success was comprised of a framework and their dreams of succeeding.

34) “Success isn’t measured by money or power or social rank.  Success is measured by your discipline and inner peace.” – Mike Ditka, former American football coach, player, and TV commentator.

Your ability to succeed is oftentimes determined by believing in what you are capable of.  Conversely, a person’s failures are attributed to a lack of that belief.  It is how disciplined you are and the inner peace that discipline brings you that enables you to succeed and achieve your goals.


35) “Success comes from knowing that you did your best to become the best that you are capable of becoming.” – John Wooden, American basketball coach and former player.

Some people are driven to be the best that they can be.  But that desire oftentimes subsides at the hands of defeat.  Failure never comes easy.  But if you know that you have put forth your greatest effort and done your best to succeed, you have nothing to be ashamed of.


36) “The ladder of success is best climbed by stepping on the rungs of opportunity.” – Ayn Rand, Russian-American author, novelist, and playwright.

Some individuals do not see the opportunities that will help them climb the ladder of success while others will create their own despite not seeing any initially.  Climbing the ladder of success means that you cannot skip any.  You have to step on each one to get to the top.


37) “The five essential entrepreneurial skills for success:  Concentration, Discrimination, Organization, Innovation, and Communication.” – Harold S. Geneen, English-born businessman and former ITT Corporation president.

Ask a dozen business magnates what their formula for success is and you will get 12 different answers.  However, despite these differences, they all found ways of making those formulas work for them in their pursuit of success.  Study these different formulas and devise your own by borrowing from their ideas.


38) “In order to succeed you must fail so that you know what not to do the next time.” – Anthony J. D’Angelo, American author and writer.

This is a very common theme in that it is rare that anyone can know success without knowing failure, sometimes more than once.  If you learn from your failures, you will eventually be able to avoid them in the future.  Find out what caused you to fail avoid making the same mistakes.


39) “A person with a new idea is a crank until the idea succeeds.” – Mark Twain (Samuel L. Clemens), American author and humorist.

There are always going to be individuals who criticize your ideas and tell you that you have no chance of succeeding.  The successful individual is the one who refuses to acknowledge their critics as they implement their plans for achieving their goals.  In the end, they will see you as a visionary.


40) “Success seems to be largely a matter of hanging on after others have let go.” – William Feather, American author and publicist.

While other individuals give up at the first sign of failure, the person who has the determination and drive to succeed does not let disappointment stop them from achieving their goals.  Stay dedicated to succeeding and don’t lose your desire to succeed.  It is that kind of determination that enables success.


41) “Success is not the key to happiness.  Happiness is the key to success.  If you love what you are doing, you will be successful.” – Albert Schweitzer, German (later French) medical missionary in Africa, philosopher, physician, and theologian.

If you are unhappy in your endeavors, you will not perform and produce at the level you are truly capable of.  You have to enjoy what you are doing in order to be happy at life, in your work, etc.  Find what makes you happy and success will ultimately be yours.


dale carnegie42) “Success is getting what you want; happiness is wanting what you get.” – Dale Carnegie, lecturer and writer.

(Similar in meaning to the previous quote)  Success comes from achieving your goals, while happiness is derived from the goals you want to achieve.  In so many words, you will find that happiness when you realize that you are on the right path towards success.  But in order to achieve both, you have to develop the right plan.


43) “Patience, persistence and perspiration make an unbeatable combination for success.” – Napoleon Hill, American author, journalist, and lecturer.

There are certain elements that must be in place in order to be successful.  Those elements will vary from one individual to the next.  Achieving one’s goals and being successful entails a great deal of patience and persistence.  More importantly, achieving success takes a lot of hard work.


44) “Success is a state of mind. If you want success, start thinking of yourself as a success.” – Dr. Joyce Brothers, American columnist, psychologist, and TV personality.

You can’t sit around waiting for success to happen.  Basically, you can achieve or have just about anything you desire, but it takes the right attitude and mentality to believe it.  If you are persistent and think that you are successful, you will likely achieve your goals in the process.


45) “Start by doing what’s necessary; then do what’s possible; and suddenly you are doing the impossible.” – St. Francis of Assisi, Italian Catholic friar and preacher.

Thinking that something is impossible or that you cannot accomplish certain goals is the surest way to fall off the path to success.  Nothing is impossible.  If you have faith in your abilities and take the necessary steps to achieving your goals, you will open up a world of possibilities.


46) Always dream and shoot higher than you know you can do.  Don’t bother just to be better than your contemporaries or predecessors.  Try to be better than yourself.” – William Faulkner, American Nobel Prize Laureate and writer.

In order to achieve your goals, you have to challenge yourself.  Set goals that are challenging yet realistic.  Go the additional mile to outperform yourself while setting yourself apart from your competitors.  Never doubt your abilities along the way and never let those who’ve failed create doubts within you.


47) “If you want to be truly successful, invest in yourself to get the knowledge you need to find your unique factor.  When you find it and focus on it and persevere, your success will blossom.” – Sydney Madwed, American author, lyricist, poet, and speaker.

Successful individuals possess a unique characteristic or factor that separates them from those who continually fail in their attempt to achieve success.  You have to find that one factor that differentiates you from everyone else.  Self-investment is the key to nurturing that factor and ultimately achieving your goals in the process.


48) “Success consists of getting up just one more time than you fall.” – Oliver Goldsmith, Irish novelist, playwright and poet.

Most successful individuals will tell you that you cannot achieve your goals without failing multiple times.  The key is to identify the cause of those failures, the thing that kept you from achieving your goals.  If you learn from this, you will be able to get back up one last time and finally succeed.


49) Success is the progressive realization of predetermined, worthwhile, personal goals.” – Paul J. Meyer, American businessman and founder of Success Motivation International (SMI).

Granted, the act of achieving your goals in itself means that you have been successful.  However, simply starting your journey makes you more successful than those who procrastinate.  Basically, if you are living a happy life, you are living with a purpose.  In other words, you are successful if you are satisfied with your life.


50) “There are no secrets to success. It is the result of preparation, hard work, and learning from failure.” – Colin Powell, first US African American Secretary of State and retired 4-star general of the US Army.

Although there are countless formulas for achieving success, you cannot achieve it without the combination of hard work and preparation.  In reality, these formulas oftentimes work as a result.  But unless you can identify the mistakes that led to your prior failures and learn from them, you will continue to fail.


51) “Visualize your end result as having already been accomplished.  Let the image of your success play on the giant screen in full color with surround sound – so real you can smell and taste it.” – Jonathan Lockwood Huie, author.

Imagine what it would be like to achieve just one of your goals and the rewards that result.  Stay focused on the image that results and make that your vision, your sole mission in life from that point until you achieve that goal.  Continue doing this with every goal that follows.


babe ruth52) The way a team plays as a whole determines its success. You may have the greatest bunch of individual stars in the world, but if they don’t play together, the club won’t be worth a dime.” – George Herman “Babe” Ruth, former American baseball outfielder and pitcher.

This quote is similar to the well-known adage “There is no ‘I’ in TEAM.”  Rarely does the individual “all-star” achieve success on his or her own.  There is oftentimes greater success to be achieved when you participate in a team effort rather than trying to be an individual star.


53) “We must be willing to get rid of the life we’ve planned, so as to have the life that is waiting for us.  The old skin has to be shed before the new one can come.” – Joseph Campbell, American lecturer, mythologist, and writer.

Just as the unsightly caterpillar transforms itself into the beautiful butterfly, there are times when we must do the same in order to succeed in our life’s endeavors.  Get rid of the old ideas that have gotten you nowhere to this point and adopt newer, innovative ones that enable success.


54) “Failure does not exist. Failure is simply someone else’s opinion of how a certain act should have been completed. Once you believe that no act must be performed in any specific other-directed way, then failing becomes impossible.” – Wayne Dyer, American motivational speaker and self-help author.

If we refuse to acknowledge failure, then it is no longer an option.  Let those who have failed before you continue to condemn your efforts.  Then take the mistakes they made while on the path to failure and learn from them in order to ensure your own success.


55) “Believe in yourself!  Have faith in your abilities!  Without a humble but reasonable confidence in your own powers you cannot be successful or happy.” – Norman Vincent Peale, American author and minister.

Happiness and success result from believing that you can achieve both.  Additionally, having faith in your own abilities to succeed breeds the confidence you need to persevere.  Just remember that you need to be confident in your ability to succeed and be humble enough to set challenging yet achievable goals.


56) “Achievement seems to be connected with action.  Successful men and women keep moving.  They make mistakes, but they don’t quit.” – Conrad Hilton, American founder of Hilton Hotels.

The successful person never rests.  They always see that there is more to accomplish.  When they achieve one goal, they don’t rest on their laurels.  They develop a plan for achieving their next goal in life.  And if they fail in that endeavor, they never quit.  They keep moving forward.


57) “Many of life’s failures are people who did not realize how close they were to success when they gave up.” – Thomas Edison, American businessman and inventor.

Sometimes we are so close to achieving success that we look back on the accomplishments made along the way and just assume we have done everything we can.  In some instances, it may only require one additional step to reap greater rewards, yet we become complacent and stop progressing towards a larger goal.


58) Never mind what others do; do better than yourself, beat your own record from day to day, and you are a success.” – William J. H. Boetcker, German-born, American public speaker and religious leader.

If you’re going to watch what others do when they are trying to be successful, chances are, you will accomplish no more than they do or even fail.  If you are going to be successful, you have to outperform others.  Even more importantly, you have to exceed your past performances.


59) “If you run into a wall, don’t turn around and give up.  Figure out how to climb it, go through it, or work around it.” – Michael Jordan, American former professional basketball player, Charlotte Hornets chairman and principal owner.

You are always going to encounter obstacles along your path towards success. You can’t let that deter you or cause you to shift your focus.  Trying to find a different path without obstacles is self-defeating.  Learn how to overcome those obstacles and stay on your path.  You’ll reach your goal quicker.


60) It’s fine to celebrate success but it is more important to heed the lessons of failure.” – Bill Gates, American business magnate, computer programmer, inventor, and investor.

Without a doubt, achieving your goals and being successful is a great feeling, but be cautious as it is easy to fall back and those laurels and watch things evaporate.  It is more important that you identify the cause of failure and learn a lesson from each of your mistakes.


61) The road to success is not easy to navigate, but with hard work, drive and passion, it’s possible to achieve the American dream.” – Tommy Hilfiger, American fashion designer and founder of the corporation of the same name.

It goes without saying that achieving success is one of life’s most difficult endeavors.  But with the right combination of dedication, desire, and determination, nothing is impossible.  Remember to keep your goals in sight.  Reaching your goals requires you to be driven and have a passion for what you do.


62) “Desire is the key to motivation, but it’s determination and commitment to an unrelenting pursuit of your goal – a commitment to excellence – that will enable you to attain the success you seek.” – Mario Andretti, Italian-born American world champion race car driver.

To achieve success and arrive at the best possible outcome, you have to be dedicated to the pursuit of .your goals.  However, it takes equal parts of desire and motivation as well.  A lack of any one of those elements will result in stalling along the way and possibly failing.


63) Success comes to those who dedicate everything to their passion in life. To be successful, it is also very important to be humble and never let fame or money travel to your head.” – A.R. Rahman, Indian composer, music producer, musician, singer, and songwriter.

Success involves more than just what you do to achieve it.  You have to dedicate yourself to achieving your goals and maintain your desire and determination in the process.  Fame and money have turned great successes into failures so do not let these things inflate your ego.


64) “Success is where preparation and opportunity meet.” – Bobby Unser, retired American auto racer.

It is important to prepare and develop a plan before you embark on your journey to success, but it also involves finding the right opportunity in order to implement these factors.  Opportunities do not always present themselves clearly.  If they are not apparent, you will need to create your own.


65) “Ambition is the path to success. Persistence is the vehicle you arrive in.” – Bill Bradley, American Hall of Fame NBA player, former US Senator, and Rhodes Scholar.

Dedication, desire, determination, planning, and preparation are oftentimes considered the key ingredients to achieving one’s goals and being successful.  However, without ambition and persistence, there is little hope of experiencing a successful outcome.  If you are a leader, you impart this to your team members so you can succeed.


henry ford66) “Those who believe they can do something and those who believe they can’t are both right.” – Henry Ford, American founder of the Ford Motor Company.

In the simplest of terms, if you believe you can be successful, you’ve taken the first step towards your goal.  Conversely, if you doubt yourself and are afraid that you will fail, there is a much greater possibility of doing exactly that.  You cannot be afraid to fail if you want to succeed.


67) If you want to succeed you should strike out on new paths, rather than travel the worn paths of accepted success.” – John D. Rockefeller, American business magnate, co-founder of Standard Oil, and philanthropist.

In order to attain new successes, you cannot follow in the footsteps of those individuals who achieved their goals.  If you wish, borrow from their strategies in order to develop your own and then move forward, following a different direction or path.  In so doing, you will create your own success.


68) “Sometimes adversity is what you need to face in order to become successful.” – Hilary Hinton “Zig” Ziglar, American author, motivational speaker, and salesman.

Achieving one’s goals and becoming a success involves encountering numerous obstacles along your path.  However, overcoming those obstacles is vital if you have the desire to continue along your path and eventually attaining a successful outcome.  Let adversity drive you and the rewards of your journey will be great.


69) “The greater the obstacle, the more glory in overcoming it.” – Moliere (the stage name of Jean-Baptiste Poquelin), French actor, literary comic, and playwright.

No path to success would be complete without encountering adversity and obstacles as you move closer to your goal.  The higher the wall that you must climb, the greater your achievements will be when you land on the other side.  In addition to this, the rewards you reap may seem greater.


70) “One important key to success is self-confidence. An important key to self-confidence is preparation.” – Arthur Ashe, American-born former #1 world champion tennis player.

In addition to having a desire and a passion to succeed, you have to be driven in order to pursue your goals.  Proper planning and preparation are the keys to increasing your self-confidence.  Therein lies the key to achieving your goals and reaping the rewards of a successful endeavor.


71) “For success, attitude is equally as important as ability.” – Walter Scott, Scottish historical novelist, playwright, and poet.

It has long been contended that the quickest way to fail is by destroying your motivation with a negative attitude.  Therefore, you cannot let the mistakes you make and the obstacles you encounter defeat you along your path to success.  You cannot accomplish your goals without a positive attitude.


72) “Success is not built on success. It’s built on failure. It’s built on frustration. Sometimes it’s built on catastrophe.” – Sumner Redstone, American media magnate, Chairman of the Board and majority owner of National Amusements theater chain.

Although one initial success can lead to others, we learn from our failures so that we can succeed in our ensuing endeavors.  You will always experience frustrations along the way as well as the occasional catastrophe.  How you learn from your mistakes and overcome these obstacles is what eventually brings success.


73) “The first step toward success is taken when you refuse to be a captive of the environment in which you first find yourself.” – Mark Caine, unknown.

We are all a product of our environments, but breaking away from that environment is what separates those individuals who succeed from those who fail.  Keep this in mind when you are formulating a plan for success and don’t become a victim of environmental captivity.  Success will come easier.


74) “The secret to success is good leadership, and good leadership is all about making the lives of your team members or workers better.” – Tony Dungy, former American football head coach and player.

In many cases, success is achieved through a team effort.  However, it is important to keep in mind the role that leadership also plays in that team effort.  To be successful as a team it, takes a good leader at the helm and a concerted effort by the entire group.


75) “Success usually comes to those who are too busy to be looking for it.” – Henry David Thoreau, American abolitionist, author, historian, naturalist, philosopher, and poet.

You cannot find success simply by looking for it.  It does not come naturally and it does not come without drive, effort, and the passion to succeed.  Stop looking for opportunities and create your own.  Rather than wasting your time looking for success, stay focused on your endeavors.


76) “Success doesn’t necessarily come from breakthrough innovation but from flawless execution. A great strategy alone won’t win a game or a battle; the win comes from basic blocking and tackling.” – Naveen Jain, Indian-born American business entrepreneur and executive.

In addition to hard work, passion, possessing an intense focus on your goals, and teamwork, you have trust your gut instincts rather than journals and spreadsheets.  Be flexible in your efforts and maintain a persistent determination so you can achieve your goals.  Most importantly, execute, execute, and continue to execute.


77) “The road to success is always under construction.” – Arnold Palmer, American pro golfer.

A person’s initial successes do not come easy, but once they first achieve, they will build many more roads to numerous successes in their lifetimes.  The road to success is never an easy trip as there are numerous obstacles and pitfalls along the way that would deter the average individual.


Dr J78) “The key to success is to keep growing in all areas of life – mental, emotional, spiritual, as well as physical.” – Julius “Dr. J.” Erving, retired American professional basketball player.

Success does not always occur in your chosen career field.  In addition to the physical aspect of hard work, it takes a combination of emotional, psychological, and spiritual efforts to succeed.  Not only that but it requires growth in all 4 areas and being ready for opportunities that present themselves.


79) “My success was due to good luck, hard work, and support and advice from friends and mentors. But most importantly, it depended on me to keep trying after I had failed.” – Mark Warner, American businessman, politician, and current US Senator from Virginia.

Ultimately, each one of us is solely responsible for our success.  But even more importantly, we must hold ourselves accountable for our failures.  Although it requires a bit of good luck and a lot of hard work, the advice and support we receive from friends is invaluable in the long run.


80) “True success is overcoming the fear of being unsuccessful.” – Paul Sweeney, American author and writer.

Of all the obstacles that we encounter along the road to success, there is no greater deterrent than our personal fears, more specifically, the fear of failing.  If you believe that you can achieve success you will.  It follows then that if you believe you are going to fail, you will.


81) “The starting point of all achievement is desire.” – Napoleon Hill, American author, journalist, and lecturer.

Despite the importance of desire and drive, success does not come without being dedicated to your goals and an undying determination to achieve them.  The weaker your desire, the weaker your results will be.  The desire to succeed is like a flame.  The smaller it is, the less heat that is provided.


82) “No one who achieves success does so without acknowledging the help of others. The wise and confident acknowledge this help with gratitude.” – Alfred North Whitehead, British born author, mathematician, and philosopher.

It has oftentimes been said that the best teacher does not instruct from a book.  They teach from the heart.  Furthermore, the successful instructor inspires the average individual to produce above average results.  The challenge is not to identify those who could be successful, but stimulating the ordinary person to succeed.


83) “Success is the sum of small efforts – repeated day in and day out.” – Robert Collier, American author of “New Thought” metaphysical and self-help books.

You cannot expect to be successful if you do not make an effort to achieve a number of smaller goals along the way.  You have to re-dedicate yourself to achieving your goals every day of the week, every week of the year.  Where success is concerned, it takes repeated daily efforts.


84) “It is better to fail in originality than to succeed in imitation.” – Herman Melville, American novelist, poet, and short story writer.

The person who imitates another successful individual may only copy his or her successes.  But true success comes from an original idea and learning why it failed.  True originality can never be imitated and more than the success that results.  We learn from our failures and the mistakes that caused them.


85) “Failure is the condiment that gives success its flavor.” – Truman Capote, nee Truman Streckfus Persons, American author, playwright, and screenwriter.

Failure is what inspires us to succeed.  In fact, many successful individuals attribute their achievements to failing in their endeavors and failing multiple times in some instances.  For many of us, failure was the key ingredient that moved us in a different direction.  It truly enabled us to achieve success.


86) “Our greatest glory is not in never falling, but in rising every time we fall.” – Confucius, Chinese philosopher, politician, and teacher.

Our failures go hand in hand with our successes.  It is difficult to achieve success without experiencing failure along the way.  The weak individual gives up and quits.  But the strong individual is the one who picks themselves up, brushes themselves off, and is even more determined to succeed.


87) “It is hard to fail, but it is worse never to have tried to succeed.” – Theodore Roosevelt, American author, explorer, historian, naturalist, politician, and 26th US President.

You cannot succeed without making an effort to do so.  However, not even trying to succeed is a precursor to failing.  Granted, you won’t be disappointed or frustrated if you don’t try, but you will never get what you want out of life either.  There is nothing safe about waiting.


88) “Only those who dare to fail greatly can ever achieve greatly.” – Robert F. Kennedy, former American politician, presidential hopeful, and US Senator.

We learn a great deal more when we fail than what we experience when we win.  You can’t achieve your goals without investing effort and time.  If you do not try because you are afraid of failing you can never experience the rewards that achieving your goals bring you.


89) “Our greatest fear should not be of failure but of succeeding at things in life that don’t really matter.” – Francis Chan, American preacher.

Being successful at something that is unimportant in life doesn’t really equate to success.  We are all afraid of failing, at some time in our lives, and that is normal to an extent.  But when that fear starts to control your endeavors, you have little chance of achieving your goals and being successful.


george bernard shaw90) “Success does not consist in never making mistakes but in never making the same one a second time.” – George Bernard Shaw, Irish co-founder of the London School of Economics and playwright.

It goes without saying that everyone makes mistakes in life.  However, if you learn from them and never make those mistakes again, you will be that much closer to success.  As has been stated repeatedly, you cannot be successful without experiencing the occasional failure.  You will make mistakes – you’re human.


91) “The three great essentials to achieve anything worthwhile are, first, hard work; second, stick-to-itiveness; third, common sense.” – Thomas Edison, American businessman and inventor.

Every successful person has their own formula for achieving goals and experiencing success, but there are 3 common elements that all of them share.  For these individuals, success is attributed to working hard every day and staying determined along the way.  Most importantly, they all had the gift of common sense.


92) “It is better to take many small steps in the right direction than to make a great leap forward only to stumble backward.” – Louis Sachar, American writer of children’s books.

If you have any hope of being successful, it takes a series of smaller steps, much in the same way that an infant learns to walk.  Every small step you take is a success in itself and it is important that you never skip any even if it is easy to do so.

93) “Do not sit still; start moving now. In the beginning, you may not go in the direction you want, but as long as you are moving, you are creating alternatives and possibilities.” – Rodolfo Costa, Peruvian-born author, business owner, realtor, and teacher.

Every journey to success has to start somewhere, but what’s important is that you start moving towards that goal early on.  You may choose the wrong direction at first, but every time you adjust your focus and change your direction, you will create new opportunities to pursue in the future.


94) “There is no such thing as helplessness. It’s just another word for giving up.” – Jefferson Smith, American politician.

You’re going to encounter obstacles and make mistakes along the road to success.  It’s just a fact of life, like failure.  Use that failure to strengthen your determination to succeed.  Winners don’t give up.  They just keep pushing forward and achieve smaller successes along the way to their ultimate goal.


95) “Rain puts a hole in stone because of its constancy, not its force. Just keep knocking on doors until the right one opens.” – H. Joseph Gerber, Austrian-born inventor and founder of Gerber Scientific Instruments.

Achieving success is not about skipping the small steps you have to make along the way, nor is it accomplished by charging forward aimlessly in reckless abandon.  There are far too many doors to open and explore, one of which may lead to the opportunity you have been searching for.


96) “If you do not have persistence then no amount of education, talent or genius can make up for it.” – Stephen Richards, British-born self-help author.

Persistence is one of the primary keys to achieving success along with dedication, desire, and determination.  It’s not about being educated, a genius, or talented.  None of these mean anything without persistence.  Get up every day with the intent of achieving a smaller goal in order to arrive at a grand outcome.


97) “Don’t aim at success. The more you aim at it and make it a target, the more you are going to miss it. For success, like happiness, cannot be pursued.” – Viktor E. Frankl, Austrian-born holocaust survivor, neurologist, and psychiatrist.

There is a huge difference between achieving success and targeting it.  Instead, you should develop a plan and map out the path you intend to take.  If you try to hit a target with an inadequate weapon, you will miss it repeatedly.  So too is the case when trying to be successful.


98) “Success is knowing your purpose in life, growing to reach your maximum potential, and
sowing seeds that benefit others.” – John C. Maxwell, American author, pastor, and speaker.

Although we are all born with a purpose, you have to discover what that purpose is in order to continue growing and maximize your potential to succeed.  With purpose and potential, you will be able to overcome any failures.  Once you have succeeded, leave a path for others to follow.


99) “There is no failure except in no longer trying.” – Elbert Hubbard, American artist, philosopher, publisher, and writer.

In our endeavors to be successful, we are always going to encounter failure because we make mistakes on our journey.  Success can only be achieved by getting up, learning from those mistakes, and strengthening our determination to achieve our goals.  The only true failure is giving up and accepting defeat.


100) “Before success comes in any man’s life, he is sure to meet with much temporary defeat, and, perhaps, some failure. When defeat overtakes a man, the easiest and most logical thing to do is to quit. That is exactly what the majority of men do.” – Napoleon Hill, American author, journalist, and lecturer.

The more you fail, the greater the temptation to give up and quit trying.  What you don’t realize is that each successive failure brings you one step closer to achieving your goals.  It’s easy to adopt a defeatist attitude and never try again.  Be different from all the others and persist.


101) “Whosoever desires constant success must change his conduct with the times.” – Niccolò Machiavelli, Italian Renaissance diplomat, historian, philosopher, politician, and writer.

Achieving success oftentimes requires that we adapt to change and make adjustments to our lifestyle habits.  The fear of change stops most individuals from achieving their goals.  If you adopt a positive attitude and realize that failing brings you one step closer to success, you will eventually achieve your goals.


A Quick Guide to Getting Rich Slowly

get rich slowlyAs year 2 of my international adventure on planet Earth unfolds in the cultural heart of Russia, a clear vision of what I’m doing has begun to unfold.

At the outset, travel was an escape. Though my body had largely healed – enough to talk and type, my mind hadn’t. A carefree tour of our sparking orb helped rectify that.

As a minimalist backpacker with nothing to lose, my travel strategies were often extremely aggressive, at least in a financial sense. Take Paris on 2 Euros a day, Spain’s party island of Ibiza for $75 a week, or Malaysia’s capital – Kuala Lumpur, for $150 a month (and all without CouchSurfing).

So it may seem somewhat surprising to hear that I love money.

Furthermore, I find it an fascinating topic, and a more fascinating challenge.

In particular, because it’s such a big challenge for so many people. And one that has the potential to make such a monumental impact on one’s quality of life.

So in addition to seeing the world, and my polyglot challenge – to learn at least 12 languages and complete various mini-missions in each, I’ve also decided to master money.

I can’t exactly say “get rich”, because so far as I can tell, that target was hit long ago.

However, mastering money is another thing entirely, as most of us – myself included – go through life without ever receiving any meaningful form of financial education.

The school systems across the world are build to, more or less, produce literate and job-ready members of society. This is, of course, vitally important – but it leaves some gaping holes.

You’d think that something that is such an integral part of our daily lives would receive more attention during our 12 years+ of preperation for the adult world. However, out of neglect (more likely than malice), we receive an education that will hopefully make us ready to earn money without ever learning how the damn stuf works.

That’s kind of like giving every toddler the keys to high power sports cars, construction equipment, and an unlimited supply of either Red Bull or cough syrup.

No surprise that we find ourselves in a financial car wreck that would make even the most rabit Monster Truck Ralley fan blush – with the averange credit card debt of American citizens tallying a whopping $15,608 in 2014, according to NerdWallet.

So today we’re going to answer a question that burns in the minds and hearts of so many – how can we become rich?

The answer doesn’t lie in lottery tickets, scams, or prayers. There is a reliable, scientificly proven methodology we can follow. It’s slow, but it works every time. As J.D. Roth from GetRichSlowly.org says, slow and steady wins the race.

Money – The Magician

The first challenge we encounter with money has nothing to do with math.

In fact, you don’t have to know much of anything about math to be good with money – how’s that for great news?

The vast majority of money problems are purely psychological. When we spend more than we can afford, it’s a result of some psychological blind spot or error in judgment.

But because it’s all around us and we interact with it every day, we have the illusion that we know what we’re doing.

This is similar to the way in which gambling is addictive – namely, we can interact with machines, cards, or other instruments, make decisions, and are rewarded at unpredictable intervals – all leading people to believe that they have control over the outcomes.

Most of us go through life with a similar working aptitude with money. We can play the game, therefore we assume we also know how to win.

Which very few people actually do.

That’s about to change…

Assets and Liabilities

We’ve all heard the terms assets and liabilities thrown around at some point. Credits and debits. Accounts receivable and accounts payable.

In these two misunderstood terms lies the key to wealth. Because when it comes to self-defeating errors in judgment, we’re looking at the inability to tell the difference between assets and liabilities.

Often stemming from a misunderstanding of what they really are.

The best explanation of these terms I’ve heard is that: if we stopped working, our assets would be the things that put money into our wallets, and our liabilities those things that take it out.

The goal, in any case, is simple. Accumulate more assets than liabilities.

That’s it. The entire game. The “secret.” The holy grail of wealth creation.

Or to put it another way:

Rich people invest in assets, and poor people invest in liabilities.

Sounds so damn easy, right? So what’s the problem?

The problem is that most people invest in liabilities when they think they’re investing in assets. Wolves in the clothing of golden sheep.

This is the reason the rich become richer, and the poor – poorer.

The rich reinvest in assets that put ever more money in their wallets, while the poor invest ever greater amounts in liabilities that takes it out.

Furthermore, rich people use their assets to pay for their liabilities, whereas the poor trade their time.

For example, a rich person who wants to go on an expensive vacation every year might invest in an apartment that can be rented out for income, and use this money to pay for their vacation. A poor person, on the other hand, will work longer hours and save harder.

It’s important to note that rich and poor in this sense have very little to do with how much money a person makes, and more to do with their approach to accumulating and using money.

Just look at the difference between someone renting out an apartment for $1,000 a month versus someone working 100 hours at $10/hr. Even someone working at a relatively high wage – say $40/hr, is going to have to trade 25 hours in order to make $1,000.

All this not taking into account taxes and expenses for either side to clearly show the principles at work here – the particular numbers are not the key to focus on right now.

So, it’s time to learn to tell the difference between real assets, and seductive liabilities that in the luxurious velvet robes of assets, only to pounce on our wallets while we’re take a bathroom break.

Is My x An Asset?

We need to get abundantly clear about what an asset is and what a liability is.

And for that, we have to throw out what the bank, or government, or accountants say, and look solely at the impact on you.

Let’s take a look at an example: A new car.

Most people would call this an asset. Your accountant or your banker would. But this perception is generally incorrect.

First of all, the car loses about 30% of it’s value the second it’s off the lot. Then, there’s gas, maintenance, and insurance expenses, on top of continuing depreciation of value over time.

The bank calls this an asset because it can be sold for money. True enough. But the best we could hope for by selling our car is to recoup a small part of the initial cost – minimizing our losses.

Throw in the active cost of ownership, and it should be abundantly clear that in the average, every day case, our car is a liability of the highest order. If we were to lose our job or other income sources, this “asset” would rapidly and mercilessly lay waste to our savings account.

Now, is a car useful? Absolutely. In the sense of function, a car may rightly be considered an asset. But in financial terms, if it’s taking money out of our wallet every month, it’s a liability.

It’s hard to get used to this sense of asset vs liability, because our banks and accountants both would put it in the asset column of our balance sheet.

But think of it this way, how many cars could you buy before going bankrupt? What kind of asset would do that to a person?

Which brings me to the big one, often literally: The house.

A house is often the biggest liability on a long list. Yes, the thing that most people consider their biggest asset is in fact their biggest liability. Mortgage payments often take up about 30-35% of an individual’s income, and that’s if they’re being “financially responsible.”

I know the argument – “but houses go up in value.” It’s a solid long term investment.

It’s been drilled into us since birth. Common wisdom.

Well it also used to be “common wisdom” in parts of the world that sitting on a chair that was previously occupied by a menstruating woman would make us unclean for 7 days.

In other words, instead of just blindly following whatever advice we happened to hear slash internalize from our environment, we owe it to ourselves to test the idea. Our opinions may differ, but the numbers won’t lie.

Every month, in order to own our house, we have to pay our mortgage, utilities, insurance, any maintenance costs, and taxes. Even if we don’t have a mortgage, the other costs apply.

So unless we’re renting out our space and earning an income from it, our home is impoverishing us every month. Again, strictly in a financial sense, as the utility of a house is undeniable.

How many hours of your time must you sell each month in order to pay these costs?

Even if it’s tempting to cling to the idea that the house is an asset because it’s value will rise over time (which is, by the way – not necessarily true when we consider things like inflation and the ratio between housing values and the value of other goods), most individuals who aren’t professional real estate investors would be better not to consider this as an axiomatic truth. Again, we have to check the numbers.

Here’s another way we can look at it:

If we have a true asset, more of that asset will make us more wealthy. A $100 a month in poetry royalties may jump to $1,000 when our book of limericks hits the Amazon best-sellers list. This is unequivocally a good thing, and the more of this asset we get, the richer we become.

Now think of a house or a car. More house or more car (either bigger & more expensive, or a 2nd, 3rd etc.) will put a larger and larger financial burden on us until it’s too much. Eventually, we won’t be able to work enough to afford all that house.

If our house was an asset, such a scenario would be impossible. Assets don’t take money out of our wallets and leave our credit cards sad and lonely.

Real estate tycoons typify the flip side. Their properties generate an income greater than there expenses. In this case, more house would mean more money, and this would then be a true asset.

This is, then, why the rich become richer. A person with a bunch of assets bringing in wheelbarrows full of cash every month can buy more assets, and more wheelbarrows to bring in yet more cash, whereas a poor person tends to do the equivalent of hiring an ever increasing number of thieves to rob them every day.

And that’s why this understanding is the key to becoming financially rich.

All we have to do is invest our time and money into buying, developing, managing, or creating assets and minimize our liabilities, and we must – by virtue of mathematical infallibility – become richer.

But I want a house! And a car!

I don’t mean to say for a second that we can’t or shouldn’t have houses or cars. From a financial standpoint, buying food is a liability, but it would be mad to suggest fasting as the path to wealth.

The key is to understand exactly what we’re doing when we make such purchases, by looking at the numbers ourselves, and not listening to the sweet whispers of soapbox gurus – even those with financial training.

Remember, the bank considers our homes as assets because to them – it is one. First, most homeowners are paying the bank every month in the form of a mortgage, and second – if these people don’t pay, the bank gets to sell the house.

That’s a most delicious asset to feast on.

So the literal million dollar question then, is how can we invest in assets?

It’s easy to see that we want assets, but if we don’t have a million bucks already in the bank, how do we get our hands on some.


  1. Investment income: Income generated from stocks, bonds, or other financial instruments

  2. Business income: Starting, running, and systematizing a business whereby we earn an income

  3. Real estate income: Income from renters.

  4. Royalties: Music, books, patents or any other works to which we own the rights to.

  5. Other/miscellaneous: Collectibles, art, and other items with intrinsic, historical or sentimental value, which experts may reliably be able to predict will rise in value

The Asset Multiplier: Knowledge & Experience: Not exactly an asset, but just as important, as this increases our ability to earn an income from any asset class which we take an interest in. For example, a writing class may improve our ability to write children’s books, which we may then sell more of and receive more royalties for.

How to choose:

Instead of having a fruitless argument about what the “best” asset to invest in is (besides yourself), we can make this simple and relevant.

The best assets are the ones you find engaging and exciting. These are the things that will be the easiest to spend time in and on as you learn – especially in that crucial first stage where you’re a beginner and don’t yet excel at what you do.

Historically speaking, a “diversified portfolio” is the safest: Usually this idea is applied specifically to the stock markets. Owning stocks and bonds across many market sectors, types of companies, levels of risk etc tend to make for more successful portfolios than stocks chosen in a single market sector.

For our purposes, having a portfolio of stocks, owning real estate, running your own business, and creating some work which can bring in royalties makes for a combo that will likely weather even the stormiest market conditions.

And at the same time, by investing in our own education, we can improve our working income while we begin acquiring our first assets.

Remember, this is not a sprint, but an ultra-marathon. The assets we acquire at the start are both the most difficult and the most important.

For example, having assets start to pay for 10% of our lifestyle (that is, not having to trade our time for money for 10% of our expenses) will have more impact than the next 10%.

For one, we’ll see it’s possible and have our hopes and dreams affirmed. Secondly, in order to get this far, we’ll have already developed a formula that works for us.

And that’s a key point. Only you can create your plan. It won’t be mine, your accountant’s, or your best friend’s.

For instance, I’m developing this website as a business of sorts. It also doubles as a way to promote and validate my “resume” and command higher freelancing fees. It also has the opportunity to decreases my travel expenses as people and businesses around the globe get to know me.

My web content will eventually be expanded into books or courses which can earn royalties (stay tuned)

Then, I own a business through which I can earn an income even as I live in almost any country on Earth (Gotta be careful though, for example in Thailand receiving an income from my Canadian business while in Thailand would be considered as working there illegally. Do your homework!).

To top all that off, by owning a business and having a savvy accountant that used to work for Canada’s tax agency, I’m able to use a ton of my expenses as business expenses, offsetting income tax.

And finally, with the decline of the Ruble, some smart-savings, and currency arbitrage, Katia and I will likely be purchasing our first piece of real estate in the first quarter of 2015.

Does that sound like a repeatable plan for most people? Heck no. But it shouldn’t be. I couldn’t execute your plan either.

The important thing is to get started.

The Final Word: Income vs Savings

You now have the basic blueprint for getting rich slowly. You know that you need assets to outweigh liabilities, and how to identify if something is an asset or not.

But there’s one last item we need to remember.

There is no point even thinking bout earning more if we can’t ever create a gap between what we earn and what we spend. The normal state of affairs is, sadly, that as an individual’s income rises, their expenses rise right along with it. This is a result of this “investing in liabilities” razzmataz we looked at earlier.

The funny thing is, the reason a lot of people want to earn more is not to buy a bunch of fancy nonsense, but to achieve financial piece of mind. This generally translates into “not having to think about money.” The result: We keep doing what we have trained ourselves to do from the start – investing in liabilities that make us poorer.

The only thing a higher income does in such a scenario is make it easier to invest in huge liabilities that require a ton of money to maintain.

That’s why we need to start building the habit of saving and investing right now. Even if we make a dollar a day, even if we save a penny a day, this is progress.

And no, not because we’re going to be able to invest in Google with such a meager sum, because we won’t – but because when we do earn more, we’ll already have the habit of not immediately turning around and stress spending it on somehing whatever feels good at that particular moment.

Money is not good or evil. All it does is empower us to be more of what we already are – we can invest in bigger and better assets, or bigger and better liabilities.

It’s never too late to start filling up the assets clumn on our balance sheet. And as one clever financial mind has said – the best time to start is 10 years ago. The second best time is now.

Start now.